tornado in field

After A Storm: Complete Guide to Roof Repair, Replacement and Insurance

A violent storm can leave a path of destruction and your roof is often the first line of defense for your home. If a tornado or hail has wreaked havoc on your roof, the initial shock can be overwhelming. But don't worry, there are clear steps you can take to address the damage and get your home back to normal. Here's a comprehensive guide to help you navigate the aftermath.

We do not recommend that you attempt to repair or replace your roof without professional help. Contact us to find the best roofer in your area.

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Get your camera ready

While maintaining a safe distance, take detailed photos and videos of the damage to your roof, siding, gutters, and surrounding areas. Capture close-ups of missing shingles, cracks, dents, and any water leaks inside your home. Note down any observations about the damage, including the type and extent of the damage, the direction of the storm, and the approximate time it occurred. These photos and notes will be invaluable with interacting with your home insurance company and will help your roofer before, during and after a roof inspection.

Safety First

Wait for the storm to pass completely. Before venturing outside, ensure the storm has subsided and it's safe. Assess the situation from a distance. Look for downed power lines, fallen trees, and other hazards. Avoid walking through debris or puddles. Don't attempt to climb onto your roof yourself. Hire a qualified roofing contractor experienced in storm damage assessment. They have the expertise and safety gear to properly evaluate the situation.


Contact Your Insurance Company

Don't delay!

Report the damage to your homeowner's insurance company as soon as possible. Most policies have time limits for filing claims.

Provide Details

Inform the insurance company of the nature of the damage, the date of the storm, and any safety hazards present in your home.

Be clear and consise

Stick to the facts and avoid making assumptions about the cause or repair costs.

Ask questions

Don't hesitate to inquire about your coverage, deductibles, the claims process, and the timeline for repairs for your property.

house damaged by tornado

home damaged by tornado

Contact a Roofer

Find the right Roofer

Finding a roofer that won't break the bank and will provide excellent service can be a challenge. Feel free to get multiple quotes from at least three roofing companies in your area or let us do the hard part for you by requesting an expert consultation.

Beware of storm chasers

Disreputable contractors may appear after a storm, pressuring you into signing contracts with high-pressure tactics. Be cautious of unsolicited offers and do your research before hiring a roofer.

Get everything in writing

The contract should clearly outline the scope of work, materials used, warranty details, and payment schedule for your roof repair. Never pay in full upfront.


The Insurance Claim Process

The Insurance Adjuster

Your insurance company will send an adjuster to inspect the damage and assess the cost of repairs to your property. Be present during the inspection and answer any questions they have about the roof damage.

Negotiate the settlement

The adjuster's initial offer might not cover the full repair costs for your roof. Review the estimate and provide documentation to support your claim. Don't be afraid to negotiate a fair settlement that covers the necessary repairs for your home.

Beware of "cash for repairs" offers

While tempting, accepting cash from your insurance company to forego repairs might leave you with an under-protected home in the future. Consider the long-term value of your property and prioritize a proper roof repair.

home damaged by tornado

Temporary Repairs

Protect your belongings

If your roof is leaking, take immediate steps to prevent further damage to the interior of your home. Cover furniture and belongings with tarps or plastic sheeting.

Board up open areas

Use plywood or other sturdy materials to board up any significant holes in your roof to prevent further water intrusion and animal access in your property.

Contact a qualified roofer for temporary service

Don't attempt temporary fixes yourself. Hire a qualified roofer to address the most pressing leaks and secure the roof perimeter until permanent repairs can be made on your Macon home.

Conclusion

After a storm has damaged your home, the most important thing is to make sure you and the members of your household, your family, friends and neighbors are all safe. After you assess the damage and take photos, it's time to contact the insurance company. When you have settled on an offer with the insurance company, it's time to contact a certified roofer in your area that will take care of you without taking advantage of you. Finding the right roofer is hard work. We can do that for you.

Want our help finding a professional to help you with your roof project?

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